Author Archives: Jay Butchko
Is Long Term Disability Insurance Worth It?
Long term disability insurance provides benefits in the event that a serious injury, illness, or chronic health condition prevents you from working for a year or more. If you are currently healthy or on a tight budget, you may be wondering, “Is long term disability insurance worth it?” The following details what you need… Read More »
Five Steps To Take If Your Long Term Disability Benefits Are Denied
Long term disability (LTD) insurance can help provide you with a steady source of income in the event a serious illness or chronic health condition prevents you from working. You may have this type of insurance available through a group policy provided by your employer. Unfortunately, despite earning these benefits through years of hard… Read More »
How Can I Get My Social Security Disability Benefits Quick?
When you suffer from long term disabilities and are unable to work, things can pile up on you fast. Lost income can leave you unable to pay housing and basic living costs while medical bills and other expenses continue to climb. One of the most common questions our Orlando Social Security disability attorney hears… Read More »
Long Term Disability Benefits For People With MS
Multiple sclerosis (MS) is a chronic disease with no known cure. While periods of remission are common, it often results in permanent long term disabilities. If you suffer MS and are unable to work, long term disability (LTD) insurance available through your employer or the Social Security Administration (SSA) can help make up for… Read More »
National Protect Your Hearing Month Focuses On A Leading Cause Of Long Term Disability
The month of October is designated as National Protect Your Hearing Month and raises awareness about a common, chronic condition that is a leading cause of long term disabilities. It is important to be aware of ways to protect your hearing and your rights regarding Social Security disability benefits in the event hearing loss… Read More »
Social Security Disability Insurance (SSDI) And Common Causes Of Long Term Disabilities
When long-term disabilities prevent you from working, Social Security disability benefits can provide a lifeline. They help offset your lost income, ensuring you can continue to meet daily living expenses and your monthly obligations. You may be entitled to Social Security disability insurance (SSDI) if you have worked long enough to have earned the… Read More »
10 Common Mistakes When Filing A Long Term Disability Claim
Long-term disability insurance available through your employer provides important protections, reimbursing you for lost wages in the event you are unable to work for a year or longer. Unfortunately, many people make mistakes when filing their claims, resulting in denials or delays. The following are 10 of the most common to avoid: Not going… Read More »
Acting As Your Own Advocate When You Have Long Term Disabilities
Living with any type of illness or chronic health condition creates challenges in all areas of your life. In addition to the impacts on your physical and emotional health, you likely have concerns about providing for yourself and your family and managing work or other daily activities. The situation becomes even more serious once… Read More »
Making The Transition From Short To Long Term Disability
Injuries and illnesses can impact your ability to work or perform even simple tasks on the job. If you have group insurance available through your employer, you may be entitled to short term disability benefits. This helps offset some of the lost income you suffer. What about in cases where short term limitations result… Read More »
Five Things You Need To Know About Social Security Disability Benefits
If you suffer from long-term disabilities that prevent you from working, Social Security disability insurance (SSDI) benefits can serve as a lifeline, providing the income you need to pay housing, food, and other expenses. The following are five things you need to know about the program and these benefits: Eligibility for Social Security benefits… Read More »
