Author Archives: Jay Butchko
Do You Have To Pay Back Long-Term Disability Benefits?
Long-term disability benefits can provide a steady income if you are unable to work. Benefit payments generally do not have to be paid back but there are exceptions. The following details three common situations in which this could happen. Long Term Disability Insurance Overpayments Mistakes and errors either on your part or on the… Read More »
Common Accidental Injuries That Can Result In Long Term Disabilities
Between work, hobbies, and social activities, there are a variety of different types of risks we face daily. Even seemingly minor accidents can end up causing long term disabilities. Long term disability (LTD) insurance benefits available through your employer can provide a lifeline in this situation. Find out more about common types of accidental… Read More »
Filing A Long Term Disability Claim When You Have Fibromyalgia
Fibromyalgia is a common health condition that involves a variety of symptoms, all of which can impact your ability to work and provide for yourself and your family. Unfortunately, people who suffer from it are often surprised to find long-term disability (LTD) benefits they are otherwise entitled to end up being denied. Our Florida… Read More »
Long Haul COVID Officially Declared A Disability
Since COVID-19 first swept through the country in March of 2020, there have been reports of people who were infected and suffered long-term disabilities as a result. Referred to as ‘long haulers’, they often experience a multitude of symptoms that make it difficult to perform daily activities or even simple tasks on the job…. Read More »
Long Term Disability Benefits And Other Types Of Disability Insurance
Insurance policies you have in place, including those provided by your employer and private policies you purchase, help to protect you when the unexpected happens. These often work together and combined, can save you hundreds of thousands of dollars. Find out how your long-term disability benefits may work with other common types of disability… Read More »
Four Types Of Information Needed For Your Social Security Disability Interview
If you suffer from an injury or illness that prevents you from working, you may be eligible for Social Security Disability Insurance (SSDI) benefits. These can help to offset losses in income you suffer, helping you meet your monthly bills and living expenses. Taxes deducted from your paycheck help to fund the SSDI program…. Read More »
The Role Human Resources Plays In Your Disability Benefits
People who work in human resources play a vital role in managing the needs of employees and in administering benefit programs offered by employers. When you suffer from long-term disabilities, their actions can make the situation easier or more difficult. Communication delays, problems in obtaining policy documents, and disputes over eligibility and benefit coverage… Read More »
Denied Long-Term Disability Benefits? Take These Five Steps
Have you been denied long-term disability (LTD) benefits despite having an injury, illness, or chronic health condition that prevents you from working? Unfortunately, this is a common problem. Our Florida LTD appeals attorney recommends taking the following five steps to protect your rights in a claim. Your First Steps In Dealing With Denied LTD… Read More »
Social Security Disability Claim Investigations
Social Security disability benefits can provide you with a steady income in the event you are unable to work but getting approved can be a challenge. Investigations into your injury, illness, or chronic health condition, how it impacts your ability to work, and other important details surrounding the situation are a routine part of… Read More »
Ways To Stretch Your Money When Receiving Social Security Benefits
Social Security disability insurance (SSDI) can provide a lifeline if you suffer long-term disabilities that prevent you from working. However, as these benefits only cover a portion of your prior pay, making ends meet can still prove challenging. The following tips are designed to help you stretch your money while collecting SSDI benefits. How… Read More »