Author Archives: Jay Butchko
How Drug And Alcohol Addiction Factor Into Social Security Disability Benefits
Suffering an injury, illness, or chronic health condition that prevents you from working is one of the most difficult situations to deal with. Between painful symptoms people in this position often experience and the loneliness, frustration, and isolation they feel, it is not uncommon for them to turn to alcohol or drugs for relief…. Read More »
Can You Be Fired From Your Job While Collecting Long-Term Disability Benefits?
Being unable to work due to long-term disabilities is one of the most stressful situations you could face. In addition to being worried about your health and meeting your immediate financial needs, you may eventually hope to return to work but have concerns about job security. Can an employer fire you while you are… Read More »
Common Exclusions In Long Term Disability Policies
Long-term disability insurance provided by your employer can help to offset lost income in the event an injury, illness, or chronic health condition prevents you from working. Unfortunately, these policies often contain exclusions that can either prevent you from obtaining benefits or limit the amount you receive. Find out more about common exclusions that… Read More »
Am I Eligible For Long Term Disability Benefits Due To COVID-19
With businesses fully reopened, mask mandates largely gone, and a vaccine readily available, most of us are eager to return to normal and put the COVID-19 pandemic behind us. Unfortunately, some may find it more difficult to move on as they still struggle to recover from lingering side effects. Depending on the specific circumstances,… Read More »
Can I Collect Workers’ Compensation And Disability Benefits?
Injuries and illnesses can leave you suffering long-term disabilities. Where and why they happen are pertinent questions to answer when seeking compensation for the lost wages you suffer. If related to your job, you may be entitled to workers’ compensation benefits. Find out how these interact with your rights to Social Security Disability payments… Read More »
Five Common Car Accident Injuries That May Qualify You For Social Security Disability
Car accidents are one of the most common causes of personal injuries. They can happen to the safest of drivers and even a seemingly minor crash can cause major harm. Recovery can take long months or even years. In the event your car accident injuries result in permanent long-term disabilities, you may be entitled… Read More »
How Heat-Related Illnesses Increase The Risks Of Long Term Disabilities
The summer months in Florida are brutal in terms of the heat. If you work anywhere outside or in areas with poor air-conditioning, heat-related illnesses are a major concern. These can have lasting impacts on your health and increase your risks of long-term disabilities. Find out more about the potential dangers and long-term disability… Read More »
Should I Hire A Long-Term Disability Lawyer?
When long term disabilities happen, circumstances surrounding the situation can leave you wondering where to turn. Between juggling doctor visits, demands on the part of your job or employer, and the impacts your family members have to deal with, you need someone making sure your rights and best interests are protected. As an experienced… Read More »
What Happens When Social Security Disability Benefits Are Denied?
Social Security disability insurance (SSDI) can help offset losses in income if you are unable to work due. However, obtaining these benefits is often a challenge, with over half of all Social Security disability claims being denied each year. Whether you are filing a claim or have already received a denial notice, it is… Read More »
Dos and Don’ts When Dealing With Long-Term Disability Insurers
Long-term disabilities can happen to anyone and at any age. Chronic health conditions, sudden illnesses, or accidental injuries can leave you unable to work while facing heavy medical expenses. Long-term disability insurance provided through your employer can help maintain a level of financial security, but dealing with insurance representatives is never easy. The following… Read More »