Author Archives: Jay Butchko
Falls – A Leading Cause of Long-Term Disabilities
The changing seasons present a perfect opportunity to talk about fall risks. Aside from the obvious pun, these types of accidents are more likely to occur in the fall due to inclement weather and increased darkness. Unfortunately, even a seemingly minor slip and fall could leave you suffering long-term disabilities (LTD). It is important… Read More »
Common Causes of Long-Term Disability Among Young Adults
Your 20s and early 30s are active working years. Young people at these ages are often busy building both income and their careers. Unfortunately, long-term disabilities can easily wreak havoc with your plans. Along with jeopardizing your health, they put both your current and future financial security at-risk. To protect yourself, be aware of… Read More »
Four Deceptive Practices Insurers Use To Deny Long-Term Disability Benefits
Long-term disability benefits in Florida provide a source of income if you are unable to work. Unfortunately, your ability to collect benefits is contingent on the insurance company approving your claim. Insurance companies have a reputation for being difficult to work with and a financial motive to avoid paying out benefits. When filing your… Read More »
When Accidental Injuries Result In Long-Term Disabilities
Slips, trips, and falls, car crashes, and accidents involving bicyclists or pedestrians are among the most common causes of personal injuries. Even in seemingly minor cases, these can leave you suffering major harm. Long-term disabilities can develop as a result, impacting your ability to work or provide for your family. In these cases, long-term… Read More »
Long-Term Disabilities That Can Result From COVID-19
COVID-19 continues to be a concern in Florida and across the U.S. as case numbers continue to climb. While there is still much we need to learn about the virus, medical experts are beginning to uncover more information about potential lingering effects. Unfortunately, even mild cases could leave patients suffering long-term disabilities. To protect… Read More »
Concussion Awareness: A Leading Cause of Long-Term Disabilities
Concussions are one of the most common types of personal injuries. They occur due to any type of sudden blow or jolt to the head and may happen at work or while engaged in a variety of activities. Unfortunately, even a relatively minor concussion can leave you suffering from long-term disabilities. It is important… Read More »
Do Autoimmune Disorders Qualify For Social Security Disability Benefits
Autoimmune disorders are a group of diseases that attack the immune system. Victims suffer from a variety of debilitating symptoms, but often struggle to be taken seriously by medical professionals and face difficulty in receiving treatment. Unfortunately, autoimmune disorders can lead to long-term disabilities that prevent you from working and providing for yourself and… Read More »
Older Adults And Long-Term Disability Insurance
As medical advances allow people to live longer, the number of older adults in the U.S. is increasing. Alongside medical care, quality of life has improved as well and people are delaying retirement and remaining in the workforce longer. Part of this is fueled by concerns over future financial needs. Many older adults rely… Read More »
Ways You Can Protect Yourself Against Long-Term Disabilities
Long-term disabilities can happen to people at any age, even those in otherwise good health. They can keep you from working and providing for yourself or your family while resulting in mountains of medical expenses. To prevent this type of situation, there are steps you can take now to protect your health and to… Read More »
What You Need To Know When Dealing With Long-Term Disability (LTD) Insurers
When injuries or illnesses leave you suffering from long-term disabilities, insurance policies you have in place through your employer can be a lifesaver. By making up for a portion of the income you lost, LTD insurance helps you meet monthly bills and basic living expenses. Unfortunately, dealing with long-term disability (LTD) insurance companies is… Read More »