Author Archives: Jay Butchko
The Challenges of Long-Term Disability Claims for those with Parkinson’s
Most everyone with a Long-Term Disability (LTD) Insurance Policy understands that its intention is to provide financial support when the policyholder becomes unable to work as a result of a disability. However, to ensure that each claim for benefits is viable, LTD insurance companies examine each claim very thoroughly. This can be a source… Read More »
Securing SSDI Benefits for Disabled Adult Children
While Social Security Disability Insurance (SSDI) provides benefits for individuals who have suffered a disability, based in part on an individual’s work history, this rule does not apply to all recipients. Typically, SSDI claimants must be able to point to some work experience as a prerequisite to qualifying for coverage. However, in some cases,… Read More »
Do Long-Term Disability Benefits Cover Fibromyalgia?
As part of an employment offer, many companies provide health benefits for their employees. One of these benefits, which is typically overlooked, is long-term disability (LTD) benefits, which pay benefits when an employee becomes disabled and is unable to work. However, as is the case with all dealings with insurance companies, getting the LTD… Read More »
New Legislation Proposed that Relaxes the SSDI Process
Social Security Disability Insurance (SSDI) benefits are intended to provide compensation for individuals who suffer a long-term disability and, as a result, are unable to continue working. The Social Security Administration (SSA) imposes stringent requirements to qualify for benefits, so the services of an attorney experienced in handling SSDI applications can be a crucial… Read More »
How SSDI, Long-Term Disability Insurance, and Workers’ Compensation Intersect
An employee who suffers a disability, rendering him/her unable to work for an extended period of time, can undergo more pain than just the disability. The financial strain, which affects the disabled individual and his/her family, is often harder to accept than the debilitating condition itself. Retaining the services of an attorney experienced in… Read More »
Ensuring You Have Enough Long-Term Disability Coverage
Maintaining an insurance policy is an important part of a person’s physical and financial health. The purchased coverage is the intended to see a person through a medical and/or financial crisis, and when it comes to dealing with a long-term disability, having the policy operate as promised is essential. Having a source for lost… Read More »
The Basics of the Social Security Disability Insurance Program
In this country, having a career and stable source of income is a sign that one has truly graduated from adolescent to adult. In many instances, having a career can allow one to do the things that are traditionally part of achieving the American dream – owning a home, getting married, and starting a… Read More »
New Conditions Added to the Compassionate Allowance Program
Experiencing the onset of a disability can be a devastating event. Whether physical or mental in nature, having to compensate and make adjustments for actions which, just before, were an afterthought, can bring down the psyche of even the most strong-willed individual. Another aspect of a person’s life that typically suffers when he/she suffers… Read More »
Will Termination Affect My Long-Term Disability Insurance?
Long-Term Disability (LTD) insurance is a consequential part of many employee benefit plans. Providing an income replacement if an employee becomes disabled for a year or more, LTD benefits sometimes can mean the difference of preventing financial ruin due to a disability. Unfortunately, the process for applying for LTD benefits can be long and… Read More »
What you Need to Apply for Social Security Disability Insurance Benefits
The Social Security Administration (SSA) administers the Social Security Disability Insurance (SSDI) scheme, which is intended to provide a successful applicant, who has suffered a disability and is unable to work, with a monthly income. Although not required, retaining the services of an attorney experienced in disability benefits is crucial for shepherding the applicant’s… Read More »
