Author Archives: Jay Butchko
Challenging The Denial Of Long-Term Disability Insurance Benefits In Court
As part of their benefits packages, many employees receive Long-Term Disability (LTD) Benefits, which pays a predetermined benefit if an employee becomes unable to work as a result of a disability. In the vast majority of cases, employees do not ever need to receive these benefits. However, for the few that do, dealing with… Read More »
Obesity And Social Security Disability Insurance
Social Security Disability Insurance (SSDI) benefits are intended to provide financial support for individuals who are unable to work due to a debilitating disability. To ensure that this is the case, the Social Security Administration (SSA), the agency that examines SSDI applications, offers detailed descriptions as to what constitutes a debilitating disability. These descriptions… Read More »
Can I Obtain Social Security Disability Insurance Benefits For Back Pain?
Pain is, for better or worse, a part of life. In some cases, pain may be acute and described as unbearable, such as when one is in an automobile accident. In other cases, pain is chronic and can be described in terms of a numbing or constant annoyance. In fact, as one ages, it… Read More »
Long-Term Disability Insurance And Part-Time Employment
Long-Term Disability (LTD) benefits can be a very crucial, although usually overlooked, aspect of an employee’s compensation package. Stories abound about LTD insurance being of greater importance than life insurance, especially given that, statistically, 25% of all workers will have a long-term disability, causing them to miss a substantial amount of work. Typically, LTD… Read More »
The Importance Of Long-Term Disability Insurance
In terms of insurance policies, Long-Term Disability (LTD) insurance is a pretty low priority for most people. After required insurance policies (health, auto, home/rental), many people next look to life and personal property insurance as insurance policies to have. In fact, various insurance for non-essential items (mobile telephone and pet, to name but two… Read More »
Long Delays For SSDI Benefits
One of the biggest negative aspects of Social Security Disability Insurance (SSDI) benefits is the time it takes to have a claim approved. Currently, this time period is just under two years, on average. The time to approval is so substantial is this delay that Tampa Representative Kathy Castor has asked the Social Security… Read More »
The Social Security Disability Listing Of Impairments
Filing a claim for Social Security Disability Insurance (SSDI) benefits can be daunting, and it is advisable to hire an experienced attorney who can help with navigating the entire process, which will likely provide better odds of success than filing the claim oneself. One of the most frustrating aspects of the SSDI claim process… Read More »
What To Do When Long-Term Disability Claims Are Denied
Many adults possess a long-term disability (LTD) policy, either provided by their employer or through the purchase of a policy on their own. Insurance agents who sell these plans always seem to have the answer to any question they hear from the customer. The agent’s claim that a policyholder has a greater chance of… Read More »
Mental Illness And Social Security Disability Benefits
Conventional wisdom holds that any form of disability benefits, such as those offered by Social Security Disability Insurance (SSDI), which prevents someone from continuing their normal routine of life will most likely be of the physical variety. However, in reality, more than a quarter of all SSDI applications claim a mental disability or illness… Read More »
New Disability Claim Procedures Now In Effect
Insurance, in recent times, has become almost a necessity for life. From automobile to home, insurance allows many people a peace of mind, free from the worry of having to replace something should tragedy strike. Included with this is disability insurance, which serves to protect an employee from loss of income should he/she be… Read More »