Author Archives: Jay Butchko
When To Begin Planning For Long-Term Disabilities That Could Impact You In The Future
Long-term disabilities can happen suddenly due to unexpected injuries or a major health crisis, such as a heart attack. However, in many cases your condition is likely to progress slowly, impacting you both at home and on the job years before you are unable to work. Waiting until you are completely disabled prior to… Read More »
Social Security Work Credits And Your Rights To Long-Term Disability Benefits
When disabilities prevent you from working, Social Security disability benefits act as a form of insurance. They supplement lost income and enable you to continue providing for yourself and your family. However, eligibility requirements are complex, and being unable to work is not enough to qualify. Our Jacksonville Social Security disability lawyer explains more… Read More »
Discussing Long-Term Disabilities: When To Use Caution
For anyone struggling with long-term disabilities, every day can feel like a battle. Between ongoing pain, limited mobility, and constant doctor visits, it can easily dominate your life. Unfortunately, it is important to be cautious in discussing the situation. What you say or do can have major impacts on your rights to long-term disability… Read More »
Broken Social Security System Makes It Harder To Get The Disability Benefits In Florida
The Social Security Administration (SSA) was established in 1935 to provide retirement benefits. In 1956, long-term disability benefits were added. In the close to 70 years since, they have acted as a safety net, providing financial security for people who were unable to work. Unfortunately, the program has fallen on hard times in recent… Read More »
Is Long-Term Disability Insurance Worth Paying For?
Long-term disabilities are a fact of life for many people. When serious injuries or chronic health conditions prevent you from working, they can help offset lost income, allowing you to continue providing for yourself and your loved ones. Long-term disability insurance is available through many private insurers. Our Orlando long-term disability lawyer explains more… Read More »
Maintaining Your Quality Of Life When You Suffer Long-Term Disabilities In Florida
Suffering from any type of condition that prevents you from working or engaging in your usual hobbies and activities can have detrimental effects on both your physical and mental health. If you are one of the many people who suffer long-term disabilities in Florida, it is important to be aware of ways to maintain… Read More »
Filing For Long-Term Disability Benefits? Find Out What To Do If You Get A Denial Letter
When accidental injuries or medical conditions prevent you from working, long-term disability benefits can provide a lifeline. Available either through your employer, a private policy, or the Social Security Administration, these offset lost wages and help to ensure you and your family continue to be provided for. Unfortunately, long-term disability claims denials are common…. Read More »
Six Types Of People At Risk For Long-Term Disabilities
Long-term disabilities can happen due to any type of chronic health condition that impacts your ability to work for a year or longer. Most people think it will never happen to them, but the fact is that nearly a quarter of all workers will become disabled prior to reaching retirement age. In this situation,… Read More »
Social Security Disability Benefits: Your Rights And Responsibilities
When a long-term disability prevents you from working, it can create serious financial hardships for your family. Social Security disability benefits can provide a safety net. Depending on your eligibility, they can make up for up to two-thirds of your lost income. Our Orlando Social Security disability lawyer explains your rights and responsibilities in… Read More »
Five Common Questions Insurers Ask When Reviewing Long-Term Disability Claims
Dealing with insurance companies is never easy. Statements you make to them can end up being used against you. Our Jacksonville long-term disability lawyer explains five common questions you are likely to be asked and how to protect yourself in responding. Questions That Could Impact Your Rights To Long-Term Disability Benefits In Florida The… Read More »
