Recent Blog Posts
Can I Get Long-Term Disability Benefits For Cancer?
Cancer is one of the most dreaded diagnoses you can receive from your doctor. While no longer the death sentence it once was, symptoms you suffer can interfere with your ability to work or engage in your usual activities while the side-effect of treatments can be devastating. In addition to protecting your health, one… Read More »
When Do I Qualify For Long-Term Disability (LTD) Benefits?
Benefits available through your employer can help protect you and your family in the event long-term disabilities prevent you from working. However, getting to the point that your disability benefits claim is approved and you begin receiving payments can be a long and frustrating process. The following details some of the qualifications you will… Read More »
American Heart Month: Risks Regarding Heart Disease and Your Rights To Long-Term Disability Benefits
Heart-shaped candies and novelty items spring up everywhere in stores over Valentine’s Day. Designed to convey our feelings for family and friends, they also call attention to a potentially life-threatening health issue. February is American Heart Month and raises awareness about heart disease. It is a common condition that could entitle you to long-term… Read More »
How Long Do Long-Term Disability (LTD) Benefits Last?
Long-term disability (LTD) insurance helps to supplement lost income in the event injuries or illnesses prevent you from working. Many people have LTD policies provided through their employers. You can also supplement this coverage by purchasing an additional policy through a private company. One of the most common questions we hear from clients concerns… Read More »
New Test Could Help People With Long-Term Disabilities Caused By Traumatic Brain Injuries (TBI)
Long-term disabilities often happen as a result of accidents. Traumatic brain injuries (TBI) are one of the most common causes. Even minor bumps, blows, or jolts to the head can cause serious impairments that prevent you from working or attending to daily tasks. Unfortunately, proving traumatic brain injuries in order to receive long-term disability… Read More »
Make Reviewing Long-Term Disability Coverage One of Your New Year’s Resolutions
A new year brings the opportunity for a fresh start for many people. It also is typically a time when we set new goals regarding our lifestyles, general health, and finances. New Year’s resolutions can help you avoid problems and sidestep potential challenges in the year ahead, but it is important to assess where… Read More »
Five Common Questions About Long-Term Disability Insurance
Long-term disabilities can happen to anyone and at any age. When you are unable to work as a result, long-term disability insurance can help ensure you continue to make ends meet. The following are five common questions about this type of coverage. What Is Long-Term Disability Insurance? Like any type of insurance, long-term disability… Read More »
Understanding The Elimination Period In Your Long-Term Disability Policy
When long-term disabilities happen, you count on benefits available through employer-provided policies to help you make ends meet. Unfortunately, not being clear on your terms of coverage can result in some unpleasant surprises. One of the most common concerns your LTD policy’s elimination period. This is a period of time in which you are… Read More »
Protecting Your Rights To Social Security Disability Benefits
Social Security disability benefits can provide a steady source of income if you are unable to work. Unfortunately, even after years of working and building up the required credits, getting your claim approved is often a challenge. Once you go through the process and finally do get your application approved, you want to make… Read More »
Social Security Disability Benefits: Filling Out A Residual Functional Capacity (RFC) Form
Social Security disability benefits can provide a life line if you are unable to work. Unfortunately, getting your benefits approved is often a challenge. One of the problems consists of the number of forms required. Not adequately understanding the information requested by the Social Security Administration (SSA) can end up resulting in denied or… Read More »
