Recent Blog Posts
Do Autoimmune Disorders Qualify For Social Security Disability Benefits
Autoimmune disorders are a group of diseases that attack the immune system. Victims suffer from a variety of debilitating symptoms, but often struggle to be taken seriously by medical professionals and face difficulty in receiving treatment. Unfortunately, autoimmune disorders can lead to long-term disabilities that prevent you from working and providing for yourself and… Read More »
Older Adults And Long-Term Disability Insurance
As medical advances allow people to live longer, the number of older adults in the U.S. is increasing. Alongside medical care, quality of life has improved as well and people are delaying retirement and remaining in the workforce longer. Part of this is fueled by concerns over future financial needs. Many older adults rely… Read More »
Ways You Can Protect Yourself Against Long-Term Disabilities
Long-term disabilities can happen to people at any age, even those in otherwise good health. They can keep you from working and providing for yourself or your family while resulting in mountains of medical expenses. To prevent this type of situation, there are steps you can take now to protect your health and to… Read More »
What You Need To Know When Dealing With Long-Term Disability (LTD) Insurers
When injuries or illnesses leave you suffering from long-term disabilities, insurance policies you have in place through your employer can be a lifesaver. By making up for a portion of the income you lost, LTD insurance helps you meet monthly bills and basic living expenses. Unfortunately, dealing with long-term disability (LTD) insurance companies is… Read More »
Medical Evidence Needed in a Social Security Disability Claim
There are many people that suffer from medical conditions that make it hard to work or perform certain tasks on their jobs. Many of these conditions tend to worsen with time and eventually result in long term disabilities. Without private long term disability (LTD) insurance in place, Social Security disability can provide a lifeline…. Read More »
Are There Changes Ahead For Social Security Disability Benefits?
For over a decade, there have been ongoing concerns related to funding of benefits provided through the Social Security Administration (SSA). COVID-19 only adds to the problem. A temporary waiver of payroll taxes is intended to provide an income boost during the pandemic but it could contribute to putting the future of SSA programs,… Read More »
Assessments Insurers Use In Approving Long-Term Disability Benefits
Filing for long-term disability (LTD) benefits is often a time-consuming and confusing process. Meeting insurer qualifications is part of the process. Anytime you deal with LTD insurers, there will be assessments used to classify your level of disability. The following details some of these and other terms you may hear that are used to… Read More »
10 Common Conditions Covered By Social Security Disability Insurance (SSDI)
Chronic health conditions can affect your ability to engage in your normal hobbies and activities while requiring the need for ongoing medical care. While you may have become accustomed to making adjustments in your lifestyle, it is important to be aware of the benefits which may be available. If your health issues cause long… Read More »
Do I Need Additional Long-Term Disability Insurance?
Long-term disabilities can occur suddenly or as a result of ongoing medical issues you have suffered over the years. Long-term disability insurance can provide a safety net in this situation. While this type of insurance may be provided by your employer, it may not be enough to cover your expenses. In this case, additional… Read More »
What Is a Bad Faith Lawsuit and How Does It Apply to Long-Term Disability?
Long-term disability insurance gives you some security in the event injuries or illnesses prevent you from working. As long-term disability (LTD) benefits offset the losses in income you suffer, it can be devastating to you and your loved ones to have these benefits denied. Without a legitimate reason for taking this type of action,… Read More »
