Recent Blog Posts
Bad Faith Practices In Long-Term Disability Claims
Long-term disability insurance can provide you with a steady income in the event you are unable to work. While these benefits may have been provided by your employer as part of your overall employee compensation package, you will still need to deal with an insurance company when it comes to filing a claim and… Read More »
The Five-Step Process for Determining Eligibility for Social Security Disability Benefits
Social Security disability benefits can provide a safety net when health issues keep you from being able to perform tasks on your job. Getting monthly benefits deposited into your bank account can help ensure your bills and basic living expenses are met. Unfortunately, qualifying for these benefits and passing determination hearings proves challenging for… Read More »
Employer and Insurer Obligations in Handling Long-Term Disability Claims
Long-term disability insurance is a common type of benefit provided by employers. It can help ensure your financial security in the event injuries, illnesses, or chronic health conditions prevent you from working. Unfortunately, getting the benefits you are entitled to is not always easy. Understanding the obligations of both your employer and their insurer… Read More »
Shopping Around for Long-Term Disability Coverage
Accidental injuries and chronic illnesses can happen to anyone and at any age. They can keep you from working for long months or even years, jeopardizing your ability to support yourself and your family. Long-term disability benefits offer a lifeline in these situations by continuing to provide you with a regular income. Depending on… Read More »
Complications From the Flu Could Cause Long-Term Disabilities
Throughout the month of January, there continued to be record numbers of people diagnosed with ‘the flu’ and case numbers are expected to climb throughout February and into March. Aside from making you feel miserable and causing you to take multiple days off work, a bad case of influenza could also have far-ranging impacts… Read More »
Tactics Insurance Companies Use to Deny Long-Term Disability Claims
For most people, their financial security depends on their ability to work and earn a steady paycheck. When accidental injuries or medical conditions result in long-term disabilities, benefits available either through group insurance available from your employer or a privately purchased policy can help to make ends meet. Unfortunately, dealing with insurers can be… Read More »
Keeping a Journal Can Help Protect Your Rights in a Long-Term Disability Claim
Chronic health conditions can quickly progress to the point where they result in long-term disabilities. Unfortunately, previous doctor visits and missed days from your job may have depleted your savings and left you with large amounts of outstanding medical debts. Planning how to afford monthly expenses once you reach the point that you are… Read More »
Protect Yourself Against Five Common Causes of Long-Term Disabilities
In the course of keeping up with your work, home, and social obligations, there are times when preventative health maintenance can end up taking a back seat. Unfortunately, neglecting to stay on top of chronic conditions you suffer from and not addressing what may seem like relatively minor symptoms can have major impacts on… Read More »
What Are My Long-Term Disability Risks?
The end of the year is often a time for reflection on the past and our hopes for the future. Many of us will make resolutions on ways to improve our finances, lifestyle, and personal health. It generally requires taking a few practical steps to make these dreams a reality. Unfortunately, unexpected events can… Read More »
How Much Long-Term Disability Insurance Do I Need?
Long-term disability insurance can help to ensure you have a steady income in the event accidental injuries, illnesses, or chronic health conditions keep you from being able to work. Considering the high number of people who suffer disabilities each year, making sure you are covered before you actually need it is a smart financial… Read More »
