Recent Blog Posts
Options for Disability Benefits If You Elected Early Retirement
Social Security Disability Insurance (SSDI) benefits are designed to provide financial support for individuals who have to stop working because of a disabling impairment, and are not eligible for federal retirement benefits. Consequently, SSDI presupposes that a person was, until very recently, fully engaged in the working world, and, but for the disability, would… Read More »
Signs a Disability Insurance Company Is Unjustly Denying a Claim
Disability insurance offers a great benefit, but is often tricky to access. When someone is suffering from a disability that prevents him/her from working, the common course of action is to file a claim with his/her insurance company under a long-term disability policy, if available. The standard for establishing a disability under a private… Read More »
How Disability Examiners Evaluate Medical Evidence
When a person files a Social Security Disability Insurance (SSDI) claim, one of the first and most important questions that frequently comes to mind is how an examiner from the Social Security Administration (SSA) will evaluate their case. Given the time it takes to gather all the information a claimant needs to initiate a… Read More »
Preparing Yourself for the SSDI Process
Most people cannot afford to lose their job due to a disability. As a result, unless a person has a private disability insurance policy, he/she must quickly turn to Social Security Disability Insurance (SSDI) to recover some portion of lost income. However, getting a decision on a disability claim from the Social Security Administration… Read More »
Calculating SSDI Monthly Benefits
Someone seeking to qualify for Social Security Disability Insurance (SSDI) benefits is not trying to get rich, but, really, just searching for a way to generate enough income to pay for basic expenses. People applying for SSDI benefits have generally worked for years, and expect the money they paid in Social Security taxes will… Read More »
Convincing the Social Security Administration PTSD Is a Disability
Disabilities, in the context of Social Security Disability Insurance (SSDI), are frequently associated with physical conditions that limit a person’s ability to function on a basic level and/or perform required tasks at work, and a significant number of disability claims are, in fact, based upon physical impairments. However, another branch of debilitating conditions exists… Read More »
Can Taking Certain Medications Cost You SSDI Benefits?
Managing a disability usually requires following a complex treatment plan that includes taking a number of medications to address pain and other forms of dysfunction. These medications are often one of the few medical options that make a noticeable difference in a person’s ability to get through the day with some degree of normalcy,… Read More »
Family Benefits for SSDI Recipients
When disability hits a person in the prime of his/her life, the likelihood this person has a family depending on his/her income is high, and the need to replace this lost source of support is even more important. Disability insurance benefits is the option most people turn to when a physical or mental impairment… Read More »
Different Types of Disability Coverage and How They Can Overlap
When someone suffers a disability, figuring out disability insurance benefits may not be at the forefront of his/her mind. Instead, the first thing usually missed is the comfort of a reliable and stable daily routine. Simple daily tasks that most people take for granted, such as getting dressed, preparing a meal, and performing housework,… Read More »
Social Security Disability vs. Supplemental Security Income
No one plans to become disabled and unable to work, but this unfortunate situation happens every day. In an ideal world, everyone in this situation would have the financial resources to weather this setback, or at least disability insurance to help them, but for millions of Americans, there is no personal safety net. In… Read More »
