Category Archives: Long-Term Disability
When Accidental Injuries Result In Long-Term Disabilities
Florida is slowly beginning the process of lifting restrictions put in place due to the coronavirus pandemic. In the eagerness to get out after months of being cooped up at home, it is easy to forget or overlook safety precautions. Accidental injuries can occur as a result and are common at this time of… Read More »
Seven Important Steps When Applying For Long-Term Disability Benefits
Chronic health conditions, sudden illnesses, or accidental injuries can happen to anyone and at any age. Long-term disability insurance benefits offered through your employer can provide a steady income while you are unable to work, helping to ensure your monthly expenses are met. Unfortunately, getting your claim approved can be a complex and time-consuming… Read More »
Respiratory Diseases and Disability Benefits
Flu season presents significant challenges each year for people with respiratory problems. Those with chronic conditions such as asthma and chronic obstructive pulmonary disease (COPD) face an increased risk of pneumonia and other types of lung infections. In 2020, the coronavirus makes sufferers even more vulnerable. Even if you are not infected, your respiratory… Read More »
How Stress Over the Coronavirus Impacts Those With Long-Term Disabilities
Social distancing guidelines and stay at home orders are impacting people throughout Florida and across the United States. Complying with requirements aimed at reducing the risk of community spread means modifying your daily schedule and cutting back on activities you once enjoyed. In addition to the fear you may be feeling regarding the virus… Read More »
Questions About Long-Term Disability and the Coronavirus
Fear over the coronavirus pandemic has swept throughout Florida and across the United States as increasing numbers of cases are reported. With mandatory school closures, job losses, quarantines, and the risk of widespread illness, it is an uncertain time for our nation. For each individual, making sure your family is safe and provided for… Read More »
Soft Tissue and Repetitive Stress Injuries That Can Result In Long-Term Disabilities
Accidents and activities you engage in as part of your daily life or during sports and recreational activities can put a strain on your muscles, joints, and other soft tissues. Injuries you suffer as a result can end up developing into chronic conditions. When these impair your ability to perform tasks on your job,… Read More »
Six Factors to Consider Before Purchasing Individual Long-Term Disability Coverage
Long-term disability benefits provide you with important protection in the event you are unable to work, ensuring you have the money to meet your living costs and other expenses. While you may be entitled to Social Security Disability Insurance (SSDI), this is generally not enough to provide financial security. If benefits are not provided… Read More »
Can I Work While Receiving Long-Term Disability?
For those unable to work due to injuries, illnesses, or chronic medical conditions, Social Security disability benefits often fail to provide enough income to meet your daily needs. Even if you have employer-provided long-term disability insurance coverage in place to supplement SSDI, you may still find yourself running short each month. Financial insecurity may… Read More »
Filing an ERISA Lawsuit Over Denied Long-Term Disability Benefits
Long-term disability benefits provided by your employer help you meet your monthly expenses when you are unable to work. Unfortunately, obtaining the benefits you are entitled to is not easy. In too many cases, long-term disability claims end up being denied by insurers. Federal laws provide guidelines in terms of how claims are filed… Read More »
The Five-Step Process for Determining Eligibility for Social Security Disability Benefits
Social Security disability benefits can provide a safety net when health issues keep you from being able to perform tasks on your job. Getting monthly benefits deposited into your bank account can help ensure your bills and basic living expenses are met. Unfortunately, qualifying for these benefits and passing determination hearings proves challenging for… Read More »
