Category Archives: Long-Term Disability
What you Need to Apply for Social Security Disability Insurance Benefits
The Social Security Administration (SSA) administers the Social Security Disability Insurance (SSDI) scheme, which is intended to provide a successful applicant, who has suffered a disability and is unable to work, with a monthly income. Although not required, retaining the services of an attorney experienced in disability benefits is crucial for shepherding the applicant’s… Read More »
Effects Of New Rule Changes On Social Security Disability Insurance Claims
Filing an application for Social Security Disability Insurance (SSDI) benefits, like almost any dealing with a governmental entity, is not an easy experience. Thus, many potential applicants engage the services of an attorney experienced with SSDI applications and benefits to help them move their application through the SSDI process. In many cases, these attorneys… Read More »
Appealing A Long-Term Disability Insurance Denial In Court
Long-Term Disability (LTD) insurance is intended to provide a policyholder with a replacement of income if he/she becomes disabled for a long period of time. Typically, however, the LTD insurance company will require definitive proof of the disability, as well as confirmation of the length of the disability, before it will pay out according… Read More »
Why High Earners Need Individual Long-Term Disability Policies
The purpose of long-term disability (LTD) insurance policies is to supplement a policyholder’s income if he/she becomes disabled for an extended period of time. In this way, the policyholder can focus on recovery and not have to worry about paying bills and other expenses. Nevertheless, insurance companies, including LTD insurance companies, are profitable enterprises… Read More »
Can Chronic Pain Be The Basis For A Long-Term Disability Claim?
As part of their benefits packages, many employers provide long-term disability (LTD) insurance coverage to their employees. Although it generally provides a financial benefit if and when an employee in incapacitated with an injury, thus making it very similar to both workers’ compensation benefits and Social Security Disability Insurance benefits, there are some distinctions…. Read More »
Challenging The Denial Of Long-Term Disability Insurance Benefits In Court
As part of their benefits packages, many employees receive Long-Term Disability (LTD) Benefits, which pays a predetermined benefit if an employee becomes unable to work as a result of a disability. In the vast majority of cases, employees do not ever need to receive these benefits. However, for the few that do, dealing with… Read More »
Can I Obtain Social Security Disability Insurance Benefits For Back Pain?
Pain is, for better or worse, a part of life. In some cases, pain may be acute and described as unbearable, such as when one is in an automobile accident. In other cases, pain is chronic and can be described in terms of a numbing or constant annoyance. In fact, as one ages, it… Read More »
Long-Term Disability Insurance And Part-Time Employment
Long-Term Disability (LTD) benefits can be a very crucial, although usually overlooked, aspect of an employee’s compensation package. Stories abound about LTD insurance being of greater importance than life insurance, especially given that, statistically, 25% of all workers will have a long-term disability, causing them to miss a substantial amount of work. Typically, LTD… Read More »
The Importance Of Long-Term Disability Insurance
In terms of insurance policies, Long-Term Disability (LTD) insurance is a pretty low priority for most people. After required insurance policies (health, auto, home/rental), many people next look to life and personal property insurance as insurance policies to have. In fact, various insurance for non-essential items (mobile telephone and pet, to name but two… Read More »
The Social Security Disability Listing Of Impairments
Filing a claim for Social Security Disability Insurance (SSDI) benefits can be daunting, and it is advisable to hire an experienced attorney who can help with navigating the entire process, which will likely provide better odds of success than filing the claim oneself. One of the most frustrating aspects of the SSDI claim process… Read More »
