Category Archives: Disability Insurance
Social Security Disability vs. Supplemental Security Income
No one plans to become disabled and unable to work, but this unfortunate situation happens every day. In an ideal world, everyone in this situation would have the financial resources to weather this setback, or at least disability insurance to help them, but for millions of Americans, there is no personal safety net. In… Read More »
New Rules on Medical Evidence and Their Potentially Disproportionate Effect on Certain SSDI Cases
Anyone dealing with a disability quickly becomes all too familiar with the rotating door of doctor visits that are necessary to manage the disability. The frequency of these appointments allows doctors to become very familiar with the history and well-being of their individual patients, which is important in Social Security Disability Insurance (SSDI) cases…. Read More »
Traumatic Brain Injury and Disability Benefits
The importance of the brain’s health to a person’s ability to function cannot be overstated. The brain controls everything in the body, and when a traumatic brain injury (TBI) occurs, the victims are likely to experience some form of disability, at least in the short-term. When these injuries lead to permanent impairments, the sufferers… Read More »
How the Social Security Administration Decides If You Are Disabled
Recent news has been filled with reports about Social Security, as the White House and some Republican lawmakers seek to cut funding and access to federal benefits programs. Social Security Disability Insurance (SSDI) would be directly affected by such changes, which would make it even harder to secure and retain disability benefits once they… Read More »
Avoiding Missteps If Your SSDI Application Is Denied
Waiting weeks for a response, only to receive a denial of one’s Social Security Disability Insurance (SSDI) claim, is devastating. When someone takes the time to file an SSDI claim, a process that takes a considerable amount of time, it is because they need the monthly benefit to make ends meet. Thoughts of giving… Read More »
Disability Benefits and Wounded Military Veterans
Making the decision to join the military and serve one’s country is a big commitment that can bring significant and life-changing consequences if a person is injured in the line of duty. As conflicts in the Middle East continue, more military service personnel will risk the possibility of sustaining significantly- and permanently- disabling physical… Read More »
Disability and Early-Onset Alzheimer’s Disease
Disability can disrupt the most carefully laid plans. People typically hit their peak professionally in their 40s and 50s, and most do not think about diseases associated with old age since retirement and slowing down still seems far off. One of the most insidious and debilitating conditions that can rob a person of their… Read More »
Monthly Payments and Other Benefits Offered under SSDI
When someone is seeking approval for Social Security Disability Insurance (SSDI) benefits, the primary concern is getting the letter saying benefits are forthcoming. However, for long-term financial planning and developing viable systems of support, the claimant needs to know how much money he/she can expect to receive monthly, and what, if any, other benefits… Read More »
What Can Trigger a Termination of Disability Benefits?
Those with disabling conditions typically feel a big sense of relief once they receive the letter saying their disability benefits are approved. Whether through an employer-sponsored insurance policy or Social Security Disability Insurance (SSDI), the financial worry from not working is reduced. While the hard part appears to be over, keeping awarded benefits becomes… Read More »
The Role of Your Doctor in a SSDI Claim
One of the first things a person does at the onset of a serious and disabling condition is to consult a doctor. The initial days and weeks of assessing and learning about a debilitating impairment are scary and stressful for those afflicted. Doctors are the first and primary source for dealing with disabling conditions,… Read More »