Category Archives: Disability Insurance
Qualifying for Social Security Disability due to Mental Illness
A common and unfair perception about people receiving Social Security Disability Insurance (SSDI) benefits is that they use this government-provided benefit to avoid working. However, the vast majority of people applying for and receiving SSDI benefits have repeatedly tried and failed to maintain regular employment following the onset of a disability. Very few people… Read More »
Is It Possible to Get Back Pay of Disability Benefits?
One of the first things anyone applying for Social Security Disability Insurance (SSDI) benefits learns is the long wait time that most applicants must endure before receiving approval. Scrambling to find money for ordinary bills and expensive medical care pending a decision on a disability claim is a huge source of stress and anxiety,… Read More »
Is It Possible to Lose Social Security Disability Benefits Once You Are Approved?
Getting approval for Social Security Disability Insurance (SSDI) benefits is no small feat. For most applicants, the approval process is long and arduous, taking years in some cases. Once this hurdle is crossed, believing the hard part is over and regular income is secure would be a natural assumption. However, the Social Security Administration… Read More »
Figuring Out How Much Disability Insurance Coverage You Need
Disability insurance is not something most people consider. Unless a person knows someone in his/her early years that is disabled, taking good health for granted is very easy to do when one is young. Assuming such a tragic circumstance can only strike someone else is a well-known psychological method of self-protection against the possibility… Read More »
Requested Medical Exams and Social Security Disability Claims
Ask just about anyone dealing with a disability what their life is like, and the response is almost guaranteed to include never-ending descriptions of hospital and doctor visits aimed at trying to manage and/or improve their condition. All of this medical treatment is costly, and leads many in this situation to apply for Social… Read More »
How ERISA Affects Disability Benefits
Most people are familiar with the disability benefits offered through the Social Security Administration, but an entirely separate arm of disability coverage is employer-sponsored private coverage that comes with its own set of regulations. One federal law that particularly impacts how employer-sponsored disability policies are handled is the Employee Retirement Income Security Act (ERISA)…. Read More »
Your Disability Application Is Denied, But Can You Appeal?
One of the biggest issues concerning most disabled individuals, after finding adequate medical care, is figuring out how to financially support themselves. Social Security Disability Insurance (SSDI) is the avenue many take to obtain regular income. This option is available to individuals who worked in the past, but now find themselves unable to do… Read More »
Obtaining Short-Term Disability Benefits in Florida
The onset of a disability can come in many forms. Causes can range from major illness to a serious car accident that leaves the victim unable to perform the functions necessary for work and daily life. Having disability insurance in these circumstances often means the difference between maintaining stability, which frequently aids in recovery,… Read More »
Employment and Disability Benefits
Most people associate disability insurance benefits with the complete inability to work due to physical or mental impairments, but many individuals find they have some capacity, or desire, to work. This assumption is supported by the fact that the success or failure of an individual’s disability claim, regardless of whether the benefits are from… Read More »
Fast Tracking Disability Benefits for the Severely Disabled
Any illness, physical condition, or mental malady that requires someone to stop working is a devastating situation. Both financially and psychologically, holding steady employment is important to a person’s ability to live and function in society. Disability benefits, offered through private insurance policies and the Social Security Administration, are designed to replace some of… Read More »
