Category Archives: Disability Insurance
Questions About Long-Term Disability and the Coronavirus
Fear over the coronavirus pandemic has swept throughout Florida and across the United States as increasing numbers of cases are reported. With mandatory school closures, job losses, quarantines, and the risk of widespread illness, it is an uncertain time for our nation. For each individual, making sure your family is safe and provided for… Read More »
Soft Tissue and Repetitive Stress Injuries That Can Result In Long-Term Disabilities
Accidents and activities you engage in as part of your daily life or during sports and recreational activities can put a strain on your muscles, joints, and other soft tissues. Injuries you suffer as a result can end up developing into chronic conditions. When these impair your ability to perform tasks on your job,… Read More »
Six Factors to Consider Before Purchasing Individual Long-Term Disability Coverage
Long-term disability benefits provide you with important protection in the event you are unable to work, ensuring you have the money to meet your living costs and other expenses. While you may be entitled to Social Security Disability Insurance (SSDI), this is generally not enough to provide financial security. If benefits are not provided… Read More »
Can I Work While Receiving Long-Term Disability?
For those unable to work due to injuries, illnesses, or chronic medical conditions, Social Security disability benefits often fail to provide enough income to meet your daily needs. Even if you have employer-provided long-term disability insurance coverage in place to supplement SSDI, you may still find yourself running short each month. Financial insecurity may… Read More »
Filing an ERISA Lawsuit Over Denied Long-Term Disability Benefits
Long-term disability benefits provided by your employer help you meet your monthly expenses when you are unable to work. Unfortunately, obtaining the benefits you are entitled to is not easy. In too many cases, long-term disability claims end up being denied by insurers. Federal laws provide guidelines in terms of how claims are filed… Read More »
The Five-Step Process for Determining Eligibility for Social Security Disability Benefits
Social Security disability benefits can provide a safety net when health issues keep you from being able to perform tasks on your job. Getting monthly benefits deposited into your bank account can help ensure your bills and basic living expenses are met. Unfortunately, qualifying for these benefits and passing determination hearings proves challenging for… Read More »
Employer and Insurer Obligations in Handling Long-Term Disability Claims
Long-term disability insurance is a common type of benefit provided by employers. It can help ensure your financial security in the event injuries, illnesses, or chronic health conditions prevent you from working. Unfortunately, getting the benefits you are entitled to is not always easy. Understanding the obligations of both your employer and their insurer… Read More »
Shopping Around for Long-Term Disability Coverage
Accidental injuries and chronic illnesses can happen to anyone and at any age. They can keep you from working for long months or even years, jeopardizing your ability to support yourself and your family. Long-term disability benefits offer a lifeline in these situations by continuing to provide you with a regular income. Depending on… Read More »
Complications From the Flu Could Cause Long-Term Disabilities
Throughout the month of January, there continued to be record numbers of people diagnosed with ‘the flu’ and case numbers are expected to climb throughout February and into March. Aside from making you feel miserable and causing you to take multiple days off work, a bad case of influenza could also have far-ranging impacts… Read More »
Tactics Insurance Companies Use to Deny Long-Term Disability Claims
For most people, their financial security depends on their ability to work and earn a steady paycheck. When accidental injuries or medical conditions result in long-term disabilities, benefits available either through group insurance available from your employer or a privately purchased policy can help to make ends meet. Unfortunately, dealing with insurers can be… Read More »