Category Archives: Jacksonville Long Term Disability Attorney
How Will an Independent Medical Exam Impact My Rights to Disability Benefits?
Despite having clear documentation from your doctor, you may still have to participate in an independent medical exam (IME) before employer provided long-term disability benefits are approved. Unfortunately, while the doctor involved is supposed to be impartial, insurers are often able to use information obtained during this appointment as a reason to deny, delay,… Read More »
Protecting Yourself Against Denied Disability Claims
When long-term disabilities occur as a result of an injury or illness benefits you may be entitled to through insurance policies that are in place can provide you with the income you need to support yourself and your loved ones. Unfortunately, in too many cases, claims end up being denied. When this happens, it… Read More »
Do I Need a Social Security Disability Attorney to Obtain Benefits?
Unexpected injuries and illnesses can happen to anyone, regardless of their age or current health. When they do, they can prevent you from working, threatening you and your family’s financial security. In these situations, Social Security disability benefits can act as a life line. Unfortunately, many of the applications submitted end up being denied… Read More »
Five Important Steps in Filing an ERISA Long-Term Disability Claim
ERISA is a set of complex federal laws which governs employer provided health plans and other types of benefits. It provides protection for workers by providing clear guidelines in filing claims and in handling appeals when benefits are denied. As an experienced Jacksonville long-term disability attorney, we have spent decades studying these laws and… Read More »
Statements Required by Insurers When Filing a Long-Term Disability
In the event you suffer injuries or illnesses that result in long-term disabilities that prevent you from working, benefits provided through your employer provide a safety net. Unfortunately, obtaining these benefits means dealing with insurance companies who are notorious for either denying or undervaluing claims. Statements they obtain from you, your medical providers, and… Read More »
Suffering From Back Pain and Wondering About Long-Term Disability Benefits?
Chronic back pain is something that many people suffer with. Depending on the severity, the impacts you experience as a result can keep you from working or performing certain tasks on your job, making you eligible for long-term disability benefits. The following highlights the types of back injuries that are generally covered and steps… Read More »
Questions to Ask Before Buying an Individual Disability Policy
Insurance can help to protect you and your loved ones in the event that a long term disability happens. This type of situation is not as uncommon as you might think. It can occur due to accidental injuries, a sudden and severe illness, or due to chronic health conditions you have suffered over a… Read More »
Seven Common Mistakes that Could Impact Your Social Security Disability Claim
When you suffer disabilities which keep you from working, Social Security disability benefits can be a lifeline. While these benefits can help you support yourself and your loved ones, getting your claim approved can be a challenge. The following outlines seven common mistakes people often make when filing disability claims, which can result in… Read More »
Reviewing Your Long-Term Disability Coverage
Long-term disabilities can happen to anyone, regardless of your age, health, or current occupation. Social Security Disability Insurance (SSDI) can help replace some of your lost wages in this situation. However, the benefits you are entitled to are unlikely to cover all of your living expenses. Long-term disability insurance is an option which can… Read More »
What Is ERISA and How Does It Impact My Disability Claim?
When long term disabilities prevent you from working, benefits available through an employer provided disability insurance policy can help offset your lost wages. Depending on the situation, the policies and the procedures you must follow in obtaining benefits are governed under complex federal regulations. It is important to be aware of how these laws… Read More »