Common Long-Term Disabilities Among Medical Providers

Doctors, nurses, and other medical providers work long hours and experience high levels of stress in their jobs. They are prone to chronic health conditions, accidental injuries, and severe illnesses, all of which can impact their ability to work on a long-term basis.

Long-term disability insurance can help offset lost income. Our Orlando long-term disability lawyer explains common causes of disabilities among medical professionals and the types of benefits that may be available.

Medical Providers More Prone To Long-Term Disabilities In Florida

The Social Security Administration (SSA) states that nearly 25 percent of all current 20-year-olds will suffer a disability prior to reaching retirement age. This percentage is even higher among people who work in the medical profession.

Nurses, doctors, surgeons, diagnostic techs, and others employed by hospitals or freestanding medical offices are exposed to a variety of hazards each day on their jobs. The American Association of Family Physicians reports that this can make them more prone to the following:

• Chronic health conditions, such as high blood pressure, heart disease, and diabetes;
• Anxiety, depression, and other mental health disorders;
• Injuries due to overuse, repetitive stress, and falls or other accidents;
• Severe illnesses, such as COVID and other viral infections, which can have long-term impacts on their health.

When the above or other conditions prevent you from working for a year or longer, you may be entitled to long-term disability benefits available through different providers.

Long-Term Disability Benefits For Florida Medical Providers

Medical providers perform physically and mentally demanding jobs. Chronic health conditions, injuries, and illnesses are common and can quickly sideline their careers. Dealing with lost wages that result makes an already difficult situation even harder to manage and accept.

Fortunately, you may be entitled to long-term disability benefits in Florida that can help offset your losses. There are three general ways in which to obtain these benefits:

• File a claim through a group long-term disability policy: Many hospitals, doctor’s offices, and other medical facilities offer long-term disability insurance as part of your overall employee compensation package.
• File a claim through a private long-term disability policy: Doctors, surgeons, and other high-earning medical professionals often have additional coverage available through private insurance companies.
• File a claim through the Social Security Administration: Provided you have a qualifying condition and have earned enough work credits, you may be entitled to disability benefits through the SSA.

To protect your rights in filing a long-term disability claim, get copies of all policy-related documents and carefully go over the terms. Continue seeking treatment for your condition, keep copies of all medical records, and document lost wages and other benefits.

Contact Our Office To Request A Consultation With Our Florida Long-Term Disability Lawyer Today

Due to the nature of their jobs, medical providers are more prone to long-term disabilities. Farrell Disability Law provides trusted, professional legal representation, helping clients in these cases get the benefits they deserve. Contact our Orlando or Jacksonville office and request a consultation with our Florida long-term disability lawyer today.