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Manage These Five Conditions To Reduce Long-Term Disability Risks In Florida

Risk

If you are like many residents, you may be juggling family responsibilities, social obligations, and a demanding job, leaving little time to be proactive when it comes to protecting your health. Unfortunately, failing to address or manage chronic health conditions increases the risk of long-term disability in Florida.

Our Orlando long-term disability lawyer highlights five common conditions that frequently lead to long-term disability, provides practical tips that help safeguard your health, and explains your options for getting long-term disability benefits in Florida.

Chronic Health Conditions That Increase Florida Disability Risk 

According to Atlanta’s Centers for Disease Control and Prevention (CDC), roughly 26% of all adults in the Sunshine State live with a disability. While long-term disability can impact anyone and happens for a variety of reasons, the following are five chronic health conditions that increase the risks:

  1. Arthritis and Musculoskeletal Disorders: This can cause joint pain, back problems, and mobility issues that impact your ability to work.
  2. Mental Health Disorders: Depression, anxiety, post-traumatic stress, and other disorders increase the risk of long-term work disabilities;
  3. Neurological Disorders: This includes conditions such as Parkinson’s disease, multiple sclerosis, and epilepsy, which tend to worsen over time.
  4. Diabetes: When it is uncontrolled, diabetes can cause complications like neuropathy, vision loss, and even amputations, making it a leading cause of Florida long-term disability claims.
  5. Heart Disease: Cardiovascular conditions such as heart attacks, heart failure, and coronary artery disease need to be closely monitored and increase the odds of long-term disability.

Protecting Your Health and Your Rights To Florida Long-Term Disability Benefits

If you suffer from any of the above or other chronic conditions, be proactive in protecting your health. This includes:

  • Visit your doctor regularly, report new symptoms, and undergo all recommended testing and treatment;
  • Take your medications as prescribed;
  • Make healthy changes in lifestyle, such as getting more exercise and modifying your diet;
  • Avoid pushing yourself too hard, as overexertion creates stress and can cause chronic conditions to worsen dramatically.

If a chronic health condition impacts your ability to work for a year or longer, you may qualify for long-term disability benefits. Florida employees may be entitled to these benefits through employer-provided policies, private insurance, or through the Social Security Administration.

To increase the chances of getting your claim approved, organize copies of all medical records,  keep a journal detailing how your condition impacts you on the job, and contact our Florida long-term disability lawyer for trusted legal guidance in filing a claim.

To Get The Benefits You Are Entitled To, Contact Our Florida Long-Term Disability Lawyer Today

Chronic conditions can be overwhelming and increase your risks of long-term disabilities. If you cannot work for a year or longer, benefits may be available that can help offset your losses.

At Farrell Disability Law, we offer caring support and the trusted legal guidance you need in filing a claim and appealing denied disability benefits. To get what you are entitled to, request a consultation today with our Florida long-term disability lawyer in our Orlando or Jacksonville office.

Source:

cdc.gov/ncbddd/disabilityandhealth/impacts/florida.html

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