When To File For Social Security Disability Benefits In Florida
Social Security Disability Insurance (SSDI) provides a safety net for people who suffer injuries, illnesses, or chronic conditions that prevent them from working for a year or longer. It makes up for the lost income you suffer, helping you to continue providing for yourself and your loved ones. If you paid into the system, you may be entitled to these benefits. Our Orlando Social Security disability lawyer explains more about when to start filing your claim and what you need to know about the process.
Filing For Social Security Disability In Florida
The Florida Department of Health reports that more than 3.5 million people in the Sunshine State suffer from some type of disability. When your condition prevents you from working for a year or longer, you may be entitled to Social Security disability benefits.
Social Security Disability Insurance (SSDI) is designed to make up for a portion of your prior wages, helping you maintain your financial security. You can file a claim is you meet the following criteria:
- Have earned the required 40 work credits, 10 of which must be earned over the prior ten years;
- Have a qualifying condition, as listed under the SSA’s Listing of Impairments;
- Be unable to work or engage in any substantial gainful activity for a year or longer as a result of your disability.
Substantial gainful activity refers to the maximum amount of money you are entitled to make and still be eligible for Social Security disability benefits. For 2024, this amount is $1,550.
Preparing For Filing A Disability Application
It is generally a good idea to file a Social Security disability claim as soon as you are unable to work. However, be aware that there is generally a six-month waiting period before your benefits begin.
With such a lengthy waiting time, you should begin preparing to file your SSDI application as soon as your disability begins interfering with your job. Steps you can take now in support of your claim include:
- Get a firm disability diagnosis from your doctor;
- Get copies of all medical records and contact information for all providers;
- Make a list of all medications you have taken and any testing or treatments conducted;
- Keep records regarding days off work and lost wages, which will likely increase as you become fully disabled;
- Keep a journal detailing the severity of your condition, the symptoms you suffer, and how they impact you both on the job and in your personal life.
Contact With Our Florida Social Security Disability Lawyer Today
If you suffer from a long-term disability and are unable to work, Social Security Disability Insurance (SSDI) provides a safety net. Unfortunately, it can take long months to begin receiving benefit payments. At Farrell Disability Law, we can guide you in the best time for filing a claim and all the supporting evidence you will need. To request a consultation in our Orlando or Jacksonville office, call or contact our Florida long-term disability lawyer online today.
Sources:
floridahealth.gov/programs-and-services/people-with-disabilities/disability-and-health-program/DHP2021DataReport.pdf
ssa.gov/disability
ssa.gov/disability/professionals/bluebook/AdultListings.htm
